Planning Ahead

Panny Pang Chai Yin

In Touch

A Monthly Curated Newsletter

We live in three distinct timeframes - the Past, the Present, and the Future. Many times, we tend to live and make decisions based on what gives us immediate gratification, and often to our detriment. Despite not knowing what tomorrow will bring, planning ahead removes uncertainty and provides clarity to our lives. In this issue, I have included articles that I hope will inspire you to take actions that your future self will thank you for.

Planning Ahead Is the Key to Living With More Spontaneity

Scheduling spontaneity doesn't lessen the joy of spontaneity; it enables it. You still have the freedom to do whatever strikes you in the moment - even more so because you know that's exactly what you intended to do.

10 Reasons To Start Christmas Planning Early

With a bit of forethought, there's no reason it needs to be quite as nerve-wracking or frustrating as often the days leading up to the holidays are. So, in case you're not entirely convinced of the benefits that early preparedness brings, let's take a look at the 10 reasons to start Christmas planning early.

What are the chances?

We can't predict the future, but we can plan for it. But why does this even matter? Meet some ordinary people thinking about these things.

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Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Panny Pang Chai Yin

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Testimonials and Referral Notes

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理财夫人彩羿

前人种树，后人遮荫，一家人享受天伦之乐需要稳定的经济来源，把可预期和不可预期的风险转嫁保险公司，提供家庭一辈子的幸福保护罩，让理财夫人彩羿帮你轻松理财，让未来充满希望。

Jaslyn

Im Jaslyn from malaysia.im HR assistant.. when i was 28 years old, i was diagnosed breast cancer stage 4. Definitely feeling upset, hopeless and cant believe that i have cancer in this age group. However, there is no choice and only way to survive is to receive treatment. Fortunately, i have met panny a year ago before i was diagnosed cancer. Panny is the one who recommended a suitable insurance plan for me if not the cancer treatment fee which i cant afford at all at singapore. The fee is more than the salary i earned per month. From my opinion, there is no such thing "im still young so don't need buy insurance", im the good example so everyone please have your insurance for rainy day. Hope my personal experience inspires you all. Insurance is important! Panny is definitely an insurance agent you can be reliable and responsible to every customer need!

Xin Yun

Panny非常熱心，雖然我們總是在非上班時間聯絡她、尋求她的解答，她也會不辭勞苦地幫我們做各種計算，也會經常提醒我們需要注意的各種事項。

Sasa Ng

I am impressed by her professionalism and so appreciate her dedication to making sure I have the very finest service possible. She is truly to be commended for the outstanding job she did. I am truly grateful. I would highly recommend her to everyone who is in need. Thank you ❤️

Kok Yit

I'm happy with Ms. Panny services provided. She is very friendly and helpful to address my needs. Thumbs up for the good services.

Lim Zheng Hee

我是透過同事認識Panny的。剛好當時我有想買保險的念頭，便嘗試聯絡Panny。很快地，我們便訂好了線上會面的時間，Panny準時出現，並詳細地介紹了不同配套的保險，加上她個人經驗的分享和分析，讓我抉擇出最適合目前的自己的保險。有了保險，我感覺未來更有保障了，謝謝。